Thrifty Life = Fabulous Life! When I signed up for a life of frugality, I didn't sign up to deprive myself … Read More
Retired by 40! has a new look!
If we haven't met, I'm Gretchen. I am passionate about helping you create the life you want, without spending a fortune!
I am a 20-something, a struggling runner, chocoholic, and my husband and I are on a mission to retire by 40 - without sacrificing our quality of life now!
Life Uncomplicated is our theme for 2016, because living the frugal life doesn't have to be boring or HARD!!
Life Uncomplicated More About Me
I remember when I was in college, thinking about retirement. (yes, I thought about retirement in college. I was an accounting major….what did you expect?) How can I start saving for retirement in my 20s? Doesn’t that sound awful? Will I be wasting my 20s away so that I have money when I’m old? That […]
Monday is absolutely, positively, my favorite day of the week. And this is WAY different than most people, I think. Last week, in my Monday newsletter I talked a little bit about why I love Mondays + gave a few of my best tips for making Mondays just a bit better if you hate them. […]
It’s true what they say: The older you get, the faster time goes. I don’t know if it’s because you’re busier than ever, because you have more responsibilities, or just because that’s how life is supposed to work. I’ve said before that we’ve been sooo busy, but I’ve failed to tell you what exactly we’ve […]
Whew – it’s been quite a while since I’ve done one of these Budget Updates! When I first started blogging (3 years ago!) Budget Updates were something I did really consistently, for a couple of reasons: Accountability: The whole foundation of this website is accountability. I started it to hold myself accountable while paying off […]
By now, I think you know just how much I love saving money. I would almost go as far as to say that I’m obsessed with it. But I wasn’t always that way. There was a time – when I was really, really, unhappy with my life – that I turned to shopping as a […]
Financial decisions are tough. Even if you have a head for numbers, can take emotion out the game like nobody’s business, and are a budgeting rockstar, making complex decisions can still be tough, especially when it comes to paying off your mortgage early. Case in point: our house. For 2 years, we had waffled back […]