Budgeting is one of those things that is essential for life.
Ok, that may be a bit of an exaggeration – I mean budgeting isn’t on the same level as breathing, water, or shelter.
If you want to succeed financially, then budgeting is essential. Budgeting, when done properly, leaders to better quality of life because excellent budgeters have more financial resources, less stress, and better communication with their families.
But what happens when the budgeting process is, itself, complicated, or causes stress?
The Big Guy & I have been guilty of this in the past. There was a time when we complicated the budgeting process so much that it actually negated the other advantages it brought. Finally, we realized we needed to simplify budgeting.