Thrifty Life = Fabulous Life! When I signed up for a life of frugality, I didn't sign up to deprive myself … Read More
Retired by 40! has a new look!
If we haven't met, I'm Gretchen. I am passionate about helping you create the life you want, without spending a fortune!
I am a 20-something, a struggling runner, chocoholic, and my husband and I are on a mission to retire by 40 - without sacrificing our quality of life now!
Life Uncomplicated is our theme for 2016, because living the frugal life doesn't have to be boring or HARD!!
Life Uncomplicated More About Me
Financial decisions are tough. Even if you have a head for numbers, can take emotion out the game like nobody’s business, and are a budgeting rockstar, making complex decisions can still be tough, especially when it comes to paying off your mortgage early. Case in point: our house. For 2 years, we had waffled back […]
In 2016, I’ve been working on taking better care of myself. Why? Because while I’m happier than I’ve ever been, I’m also busier than I’ve ever been, and I’ve been noticing the scale slowly creeping up, my energy levels dwindling, and I’ve been less able to manage my stress levels. I’m not unhappy with myself, […]
Ah, July! Between Independence Day, picnics, BBQs and family vacations, it may be the best month of all! To make it even better, MyGiftCardsPlus is setting off fireworks with their July Favorites promotion! Earn Cash Back* + 100 SB Bonus when you purchase eBay, Southwest, Old Navy, Groupon, and Lowe’s Gift Cards from MyGiftCardsPlus!**
Earlier this year, when the hubs and I reviewed our spending from last year and set up our 2016 budget, we talked about incorporating more (and better) insurance into our financial plan. Now, 6 months later, we’re finally putting the final touches on all 6 different types of insurance policies that we determined were necessary […]
I have a confession to make: I’ve been binge-watching Gilmore Girls in an effort to re-watch the entire series before the revival comes out. The revival which everyone thought was going to come out July 1st, but actually won’t be done until Fall. They totally psyched us out. But still, even with the misguided […]
What is the mark of becoming an adult? Is it your 18th birthday? Your first car? Your first apartment? College graduation? Your first house? Technically, adulthood begins when a child turns 18, but since most are still in high school, I wouldn’t consider that the defining moment. I’ll cut to the chase here and tell […]