Thrifty Life = Fabulous Life! When I signed up for a life of frugality, I didn't sign up to deprive myself … Read More
Retired by 40! has a new look!
If we haven't met, I'm Gretchen. I am passionate about helping you create the life you want, without spending a fortune!
I am a 20-something, a struggling runner, chocoholic, and my husband and I are on a mission to retire by 40 - without sacrificing our quality of life now!
Life Uncomplicated is our theme for 2016, because living the frugal life doesn't have to be boring or HARD!!
Life Uncomplicated More About Me
They call it the happiest place on earth, and for good reason. After all, more than 17 million people pass through the iconic Disney World gates each year, making it one of the most popular theme parks on earth. And this summer, we’re going to give it a try with a toddler. Of course, we’re […]
Fighting fire with fire. More than once, I’ve heard that phrase used to describe completing a balance transfer for the purpose of paying off credit card debt, and the people that said it were right. Credit cards are a dangerous thing when used incorrectly. For most people, credit cards are easy to get, easy to […]
The only constant in life is change. And if you’ve been “adulting” for any period of time, then you absolutely know this to be true! Significant others change, jobs change, housing changes, diets change, and even your body changes. What you started out with as a major in college could become something you never go […]
Lately, the hubs and I have been reading Smart Money Smart Kids: Raising the Next Generation to Win with Money by Dave Ramsey and Rachel Cruze, Dave Ramsey’s daughter (Find it on Amazon). And even though we read at totally different speeds, and have completely different interests when it comes to reading, we’ve committed to […]
It doesn’t matter where you live, you CAN save money on groceries. Without clipping a single coupon. With food costs rising rapidly, and the average family spending $800 – $1,200 a month on food, eating isn’t a small part of your monthly expenses. If you could reduce those costs while still maintaining the same quality […]
A couple of months ago, I wrote a post about Thrive Market and whether or not the $59.95 membership price was worth it. Personally, I love it, and am on track to save more than $700 this year, ordering only once per month. For us, the more positive, healthy changes we make in our diet, […]